An ATM card is approximately the size of a business card or a visiting card. It is made out of plastic and contains a magnetic stripe on the back side of it.
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You can change your ATM card if:Your card is lost or stolenYour card is damaged and is no longer workingyou can get a replacement ATM card by calling up customer care or visiting your bank branch and ask for a new ATM card.
No, all ATM's need a card to function.
With an ATM card you can get cash at many locations.
The ATM does not expire but an ATM card does. If your ATM card is about to expire or has expired, the bank would automatically re-issue a new ATM card for you. If that does not happen automatically, you can call up your bank customer care or visit their branch and request for one and they will issue you a new ATM card.