0
What should a person do if he she receives a pre-approved credit card and does not want to use it?
Wiki User
∙ 7y ago
Return it to the card company !
Wiki User
∙ 7y ago
Add your answer:
Earn +20 pts
What should my credit score be before trying to purchase a home?
When you are getting a home they like to see your credit score 620 and above to get preapproved for a loan. But in order to get better rates for loans they usually want to see your score in the range of seven hundred. They may be more forgiving if this is your first home purchase.
How do credit card companies use a persons credit report?
To determine if that person should be given a loan or credit card
Can I get online credit with a low credit score?
Their are many different situations out their that can vary from person to person. Getting free credit online should be done at a bank with much more information.
Where can a free copy of a recent credit score be obtained?
A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.
What are some good ways to raise a credit score?
Credit scores can be raised by being responsible with credit. Credit card bills should always be paid on time. Debt reduction can also raise a person's credit score.
What should a person do if he receives a pre-approved credit card and does not want to use it?
Return it to the card company !
What should a person do when she receives a store gift card?
say: yay!!
What should my credit score be before trying to purchase a home?
When you are getting a home they like to see your credit score 620 and above to get preapproved for a loan. But in order to get better rates for loans they usually want to see your score in the range of seven hundred. They may be more forgiving if this is your first home purchase.
How do credit card companies use a persons credit report?
To determine if that person should be given a loan or credit card
Can I get online credit with a low credit score?
Their are many different situations out their that can vary from person to person. Getting free credit online should be done at a bank with much more information.
Where can a free copy of a recent credit score be obtained?
A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.
How can I find out the name of person from the credit card number?
The name is not encoded in the credit card number. You will have to ask the bank (they should not tell you!)
How often should I check my scores?
It varies from person to person, if you use several different credit cards and you use them often, you should check your credit score about once a month. But if you only have one card that you barely use, you don't need to check it more than a few times a year. Like I said, it differs from person to person so there is no one right answer, but the more cards you have and use, the more you should check your credit score.
How do credit card companies use a person's credit report...?
When a person applies for a car loan, mortgage or credit card, the lender determines if lending money to the consumer will be a risk. Credit scores are one way to help credit card companies make the decision to issue credit. To determine if that person should be given a loan or credit card (apex)
What are some good ways to raise a credit score?
Credit scores can be raised by being responsible with credit. Credit card bills should always be paid on time. Debt reduction can also raise a person's credit score.
Which credit card should people with no prior credit history look for?
When one is looking for a credit card, and that person has no prior credit history, the most important things to look for are low interest and high insurance.
How many credit cards should one person hold?
One, it is more than enough as the more credit facilities we have, we tend to spend more.
