First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
The banks that offer prepaid credit cards are Bank of America, U.S. Bank Secured, Chase, Wells Fargo, Capital One Bank, also First Premier Bank offers prepaid credit cards.
Credit card companies that approve automatically are few and far between. The few that do this are MasterCard and Visa by the bank First Premier or Premier.
Banks do not sell credit cards but rather offer first time credit cards to those trying to build their credit. RBC, TD, and CIBC all offer first time credit cards to their clients.
There are a number of credit cards that offer a zero percent interest for the first year. Many of the Citi credit cards offer zero interest for up to 18 months. Other cards include Chase Freedom, Capital One and Discover.
Sub Prime cards are legal and legit, although not a good idea unless an absolute emergency. These cards carry very heavy fees and offer extremely low credit lines. The fees can be as much as 25% of the cards credit limit regardless of usage amount and there is no limit on these cards' interest rate. If, after considering these facts of the cards, it is still desirable for you to consider this as an option one company who does offer Sub Prime cards is First Premier.
The banks that offer prepaid credit cards are Bank of America, U.S. Bank Secured, Chase, Wells Fargo, Capital One Bank, also First Premier Bank offers prepaid credit cards.
Credit card companies that approve automatically are few and far between. The few that do this are MasterCard and Visa by the bank First Premier or Premier.
Banks do not sell credit cards but rather offer first time credit cards to those trying to build their credit. RBC, TD, and CIBC all offer first time credit cards to their clients.
There are a number of credit cards that offer a zero percent interest for the first year. Many of the Citi credit cards offer zero interest for up to 18 months. Other cards include Chase Freedom, Capital One and Discover.
Sub Prime cards are legal and legit, although not a good idea unless an absolute emergency. These cards carry very heavy fees and offer extremely low credit lines. The fees can be as much as 25% of the cards credit limit regardless of usage amount and there is no limit on these cards' interest rate. If, after considering these facts of the cards, it is still desirable for you to consider this as an option one company who does offer Sub Prime cards is First Premier.
Mastercard is a well-known company that offers a credit card to people with poor credit ratings. The objective is for those with poor credit to be able to strengthen their credit ratings if the card is used responsibly. Capital One and First Premier also offer credit cards to those with a poor credit rating.
Some companies that offer second chance credit cards are: Capital One, First Progress and USAA. According to the Credit Card Forum online these credit cards are the top 3 recommended.
There are various companies that can provide credit cards for people with poor or no credit. Capital One and Orchard Bank offer a secure card. First Premier Bank offers 3 types of cards that are unsecured pending credit approval with a processing fee and up to a $300 credit limit. Applied Bank offers a Visa with "Easy Approval" with no security deposit required.
First PREMIER Bank is a bank based out of Sioux Falls, South Dakota. What First PREMIER is best known for is its offering of credit cards. In fact, First PREMIER is in 10th place for issuing the most MasterCard and Visa credit cards in the US.However, credit cards are not the only thing that this bank offers. They also offer checking accounts, savings accounts, loans, Treasury Services, CDs and a variety of business services. Customers are also offered services like online banking, online bill pay, and Bank-By-Phone.The Ugly Side of 1st PREMIER BankOf all of its services, credit cards are what First PREMIER is most commonly known for. They are especially known for offering credit cards to consumers with imperfect credit. Unfortunately, their tactics have earned them a poor reputation with many consumers and professionals in the financial industry.In 2007, the New York Attorney General sued the bank for misleading their customers. The Attorney General believed that First PREMIER Bank was deceiving consumers in order to encourage new credit card sign-ups. The case was later settled and the bank payed over $4.5 million dollars.In 2010, Consumers Union called First PREMIERs credit cards the worst in the entire nation. This was due to a credit card that carried a 59% interest rate. In December of 2010, this card was replaced with one that carried a 79.9% interest rate. Both cards had credit limits of $300. Today, neither card is available.Today, 1st PREMIER Bank offers a credit card with a $300 credit limit and $75 annual fee. The card also requires customers to provide a $95 security deposit. This card is designed to help consumers with poor credit. However, at its current price, most consumers would be able to get a more beneficial credit card elsewhere.First PREMIER bank is not all bad. Consumers that are looking for a reliable checking or savings account may appreciate what First PREMIER has to offer. Other than their very expensive credit cards, this bank offers a number of products and services that consumers can benefit from.
Anz offers several credit cards with different features. They have low interest credit cards, cards with low or no annual fees, and cards that offer rewards on purchases.
First time credit cards are offered by many credit card companies and banks. RBC, Scotiabank, TD Bank, and BMO all offer credit cards for persons starting off their credit.
American Express offers several different products and services. They offer credit cards, savings accounts, prepaid cards, credit cards, corporate cards, small business credit cards, and credit reports.