New Jersey has set the statute of limitations for an open ended account at 6 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your agreement for the applicable jurisdiction.
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7 years
Six years from the time of DLA.
I believe the statute starts to run from the date of last activity
Use this link for the answer, http://www.canadianlawsite.ca/debt-collection.htm#u Hope that helps.
South Carolina has set the statute of limitations at 3 years. A credit card is an open ended account. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.