Ms.
"Major" or "Ma'am".
The proper salutation for a female can vary depending on their marital status. Mrs. is used for women who are married. Miss is used for women who are single, while Ms. is used for women who are both married and single. This salutation is safer to use if one is unsure of the woman's marital status.
Miz.
miss
Madame Secretary
The honorific would be The Honorable Councilman/woman John /Jane Doe, and the salutation is Dear Councilman/woman Doe.
Dear Counselors,
"Ms Mary Jones," which is the modern neutral term, or simply "Mary Jones." Reversion to "Miss" would be unusual, traditionally denoting a single state for women who have not been married.
There is a great deal of confusion as to how to address a letter to an assembly woman in office. The proper salutation would be Dear Honorable and then their name.
ye he should be a player ANSWER: No it's not proper, because his married. If this married man say he likes his woman friend it will be different, because after all they are friends and his wife knows. Over all it is wrong and it will bring them in a relationship like the man I married. He told me that affairs is only when the married man and other woman slept together.....
It should not matter what ethnicity the person is when you are addressing them either formally or informally. Mr. and Mrs./Ms. should be used if you are writing to the person in English.
http://wiki.answers.com/Q/What_is_the_salutation_for_two_men_and_one_woman"