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It depends on where you are and the circumstances. In the U.S. it depends on the state. Some states allow loaded guns with no permit, some don't, with the exception of when you are on your own property.
Also, not every state has the exact same law. Depending on the circumstances, for example, in TN, possession of a loaded gun in public without a permit can be a misdemeanor or a felony, depending on whether you are charged with having a illegal weapn or intent to go armed.
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