The introductory annual percentage rate (APR) on American Express credit cards vary by the card and the cardholder's credit. Rates can be as low as zero percent, but often range from 12.99 to 21.99 percent.
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Some options for credit cards with no interest include introductory 0 APR cards, balance transfer cards, and certain store credit cards that offer promotional no-interest periods.
The current promotional APR being offered by Amex is 0 for a limited time on select cards.
There are numerous Citi credit cards, with the APR ranging from 0% to over 15%. Many of the cards offer the 0% rate as an introductory rate, after which the APR jumps to a much higher level. One should be cautious with these types of plans.
Low interest credit cards are credit cards that have low APR rates or a low introductory APR rate based on credit. They have low annual interest rates, which means, for a certain period of time, sometimes up to 21 months; after this period of time, interest rates will be based on credit worthiness.
Many credit card companies currently offer low APR to their cardholders. Both Capital One and Discover offer introductory rates of 0% APR with rates increases after certain time periods. After the introductory period has passed, rates average between 10% - 20% depending on credit history and company.