Most of the conflict in 'A Christmas Carol' is internal.
The only external conflicts would be:
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The internal conflict in "A Christmas Carol" centers around Ebenezer Scrooge's struggle to overcome his selfishness, bitterness, and lack of compassion towards others. Throughout the story, Scrooge is forced to confront his own flaws and deeply ingrained beliefs in order to find redemption and embrace the spirit of Christmas.
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There are also many good sites on Charles Dickens and his works, one of them being the Wikipedia articles. The Friendly Dickens and Dickens A to Z are both excellent references for this kind of in-depth question
umm i would have to say that the internal conflict in the story is when scrooge is regreting what he has done. That happens when the final spirits is showing him his tombstone.
In "A Christmas Carol," Scrooge faces enormous conflict within himself. He struggles to find acceptance while learning to accept others into his life.
The conflict in the story The Christmas Carol, was an internal conflict with Scrooge's greed and giving along with the consequences that would/could follow if he kept his old greedy ways.