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Credit Repair are experts in the credit repair field and helps individuals meet their credit goals. Credit Repair's process has been developed, refined and proven over many years and thousands of customers
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It should be reported effecting your score, also balance on it can either improve or reduce your score.
I'm not sure you are going to find that in this current economy. However if you have bad credit there is a bank that will help you improve your credit and I know people that have got approved with a credit score of 400. It's First Premier Bank Credit Card.
Yes, a 400 FICO score is bad. Above 700 is considered good, and it takes a minimum of 620-640 for any home loan program.
It will a lot if you do not pay it off. If you do it wont that much. i couldn't find a place to edit so i had to answer. Please help Here are the Details.... At a credit union. A loan. $400 (you get with $400 collateral) How many points will it affect your credit score, in the end..? Please HELP!
It is very improbable that you will get an unsecured loan with a credit score in the 400's. Unless you show that you are trying to rectify the reason for your score to be so low and show proof that you are doing so.