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particular charges are broader in scope than sue and labour, while sue and labour are expenses incurred by the assured to mitigate or avert a loss which will be incurred by the insurer, the idea behind this is that the owner should act like a prudent owner uninsured and protect his property. one important difference between them is their contiguity to the subject matters destination .particular charges on the other hand are expenses associated with preservation of the subject matter such as repair costs survey expenses. in practice however particular charges are related to cargo expenses at destination such as proceeds for sale survey etc .
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EzraParticular charges refer to expenses incurred during a voyage specific to a ship or cargo, while sue and labor expenses are incurred to mitigate or prevent further damage to the insured property. Sue and labor expenses are incurred to protect the interests of the insured under their insurance policy, whereas particular charges are costs directly related to the specific voyage.
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