A free credit check is available to every person because of law. Credit companies are required to share this information free of charge once a year. It will give you your credit rating, which is used to determine your eligibility for loans, rentals and more. You may purchase more frequent 'checks' of your credit if you desire. There are three major companies to choose from.
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There are many webpages where one can get a free credit check. For example, visit 'Experian', 'Equifax' and 'Credit Check Me'. Also try comparison sites.
It all depends. Like for example if you check you free credit score once a year there will be no harm. But if you check it frequently a year multiple times it will ding your credit and start bringing it down.
You can go on freecreditreport.com to check your credit score for free. It is easy!
You can file a credit check from your credit card company or you can file it through the government tax agency. www.consumer.ftc.gov/articles/0155-free-credit-reports gives more details about credit check.
A person can check their credit score for free by contacting any of the three credit bureaus. The score can be obtained once a year for free and can also be requested if one has been denied credit for free.