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A Hybrid Bank card is a card that is linked to your debit account (funds you have in an instant access account like a cheque account) and also offers a line of credit. The user may opt to access the line of credit at transaction time. This is not the same as an 'overdraft', the line of credit is kept seperat and distinct from the debit account and attracts higher interest and charges, should the user access it.

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Q: What is a hybrid bank card?
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