A 3 bureau credit report, refers to a credit report that contains all the credit scores of an individual, from the leading three credit bureau companies.
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A 3 bureau credit report has many benefits. A 3 bureau credit report can protect you from credit fraud by giving you quick access to all of your credit accounts. Another benefit of a 3 bureau credit report is that by getting information on your credit from 3 different bureaus insures no important information is left out.
You will not need to report your personal credit cards stolen to the credit bureau. Once you have reported your cards stolen to the credit card companies they are with, they will take care of the rest for you.
Contact the 3 national Credit Bureaus; Experian, Equifax and Trans Union. They can assist you with this question.
To get credit monitoring report on 3 Bureau credits one could search the sites of Experian, TransUnion or Equifax for reports. Another option would be TrueCredit or CreditSecure by American Express.
If the error is showing on all 3 then yes, you have to dispute to each individual credit bureau. If it is only showing on 2, then you just dispute the 2 it is showing on.