XPN1, XPN2.....are reports from the credit reporting agency Experian
EFX1, EFX2.....are reports from the credit reporting agency Equifax
1 and 2 most likely identify you and your spouses individual report with a combined rating for certain types of credit.
One can get a free credit report from the three major credit rating agencies, Experian, Equifax and Transunion, by signing up to do a trial with them. This will mean filling in an online form of your details on each site. Some cashback sites will give you a rebate for taking up the trial if you go via their sites.
The statement, "execution of judgment is stayed until final payment is received at which time judgment will be deemed satisfied" means that the judgment will be held against you until the debt is completely paid off. You can then get a letter of clearance to have the judgment removed from your credit report. Most debts will remain on a credit report for 7-10 years, even after they have been paid and satisfied.
KI on a credit card machine mean?
A charge off with a zero balance means that a creditor has written off your account as a bad debt. This will show up as a negative mark on your credit report.
It means your credit is in "Excellent Standing"
What does election of remedy on a credit report mean
You have to go to your local bank and ask for a refferal and all you do is sign it
When you suppress your credit report, that means that anybody who pulls your credit report will get no information back. It will not even give the header that comes on the credit reports. So if you are looking to get some type of credit do not suppress your credit report.
Not Applicable.
HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
The NE next to on your credit report stands for new credit. The hour you received the credit is not listed on a credit report, just the date and where you opened the credit line.
This depends on where you got the credit report. Different companies use different symbols.
Not Applicable
Yes.
It's a negative entry...such as on a credit report.
A credit report will show that an account is either active or settled. If the account is settled, it means that it has been paid and is closed.