XPN1, XPN2.....are reports from the credit reporting agency Experian
EFX1, EFX2.....are reports from the credit reporting agency Equifax
1 and 2 most likely identify you and your spouses individual report with a combined rating for certain types of credit.
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When you suppress your credit report, that means that anybody who pulls your credit report will get no information back. It will not even give the header that comes on the credit reports. So if you are looking to get some type of credit do not suppress your credit report.
HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.
A credit report will show that an account is either active or settled. If the account is settled, it means that it has been paid and is closed.
What RPI-LD on a credit report means is that a hard pull was done. Hard pulls are usually done when doing credit checks from landlords and such.
it means you did good but not very good like a b on a 4th grade report card