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It will appear on the CR when the account becomes active, not when the card is approved.
"Cr Crd Pmt" on a bank statement typically stands for "Credit Card Payment." It indicates a transaction where a payment has been made toward a credit card balance. This entry reflects a reduction in the outstanding balance of the credit card account and may appear when you make a payment from your bank account to your credit card issuer.
This means that the card's information is encoded.
That's completely up to the person. However closing an account will have a small effect on your CR.
If your debit card is declining that means there are not funds to cover the transaction.