Refuse to pay credit card payment.
Refuse to pay credit card payment.
Have any big named banks been sued under the equal credit opportunity act?
An ECOA application refers to a credit application made under the Equal Credit Opportunity Act (ECOA), which is a U.S. law that ensures all consumers have equal access to credit without discrimination based on race, color, religion, national origin, sex, marital status, or age. Financial institutions must evaluate credit applications fairly and provide specific disclosures to applicants. ECOA also allows consumers to challenge and address discriminatory practices in lending.
equal opportunity rule
the person Equal Credit Opportunity ActThis act, passed in 1974 and monitered by The Federal Trade Commission, ensures that all consumers are given an equal chance to obtain credit. This doesn�t mean all consumers who apply for credit get it. Factors such as income, expenses, debt, and credit history are considerations for creditworthiness. The ECOA prohibits descrimination upon based on the following : 1. Race2. Color3. Religion4. National Origin5. Sex6. Marital Status7. Age (provided that the applicant has the capacity to enter into a binding contract8. Receipt of income from any public assistance program9. Good faith exercise of any rights under the Consumer Protection ActIf you have a credit application denied, the Equal Credit Opportunity Act requires creditors to specify why � if you ask. For example, the creditor must tell you whether you were denied because you have "no credit file" with a credit reporting agency (CRA) or because the CRA says you have "delinquent obligations." The ECOA also requires creditors to consider additional information you might supply about your credit history. You may want to find out why the creditor denied your application before you contact the CRA.To go along with the Consumer Protection Act, here are summaries of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. When combined these Acts make our consumer rights. For more information visit the Related Link.
Right to citizenship. Guaranteed equal protection under the law
Age in general is a protected class without regard to specific ages (for legal adults). The protection was granted in part because of discrimination that was occurring against seniors. Seniors are the most targeted group and therefore benefit the most from the protection of the law. However, anyone who experiences age discrimination has legal recourse if the law has been violated. Minors are another matter. Due to state and/or federal laws minor's may not be allowed to be bound by or enter into contracts or be held liable for debts. Therefore they generally do not have credit and usually can not obtain loans or other financing.
Right to citizenship. Guaranteed equal protection under the law
The Right to Equality can be defined as many things. I define it as the Right to Equal treatment under the law. However the Right to Equality can also mean the Right to be equal in all affairs. It is a mostly leftist kind of right that is not supported by most right-wingers.
No, you won't. It won't get you a tax credit, but rather a tax deduction under charitable donations. The amount that you can deduct is equal to the selling price of the car to the charity.
No its Fraud
A basic right under the laws enforced by the Equal Employment Opportunity Commission (EEOC) is the right to be free from discrimination in the workplace based on race, color, religion, sex, national origin, age, disability, or genetic information. This includes protection against unfair treatment in hiring, promotions, job assignments, and termination. Additionally, employees have the right to file a complaint if they believe they have been subjected to discrimination. The EEOC enforces federal laws that ensure these rights are upheld.