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Refuse to pay credit card payment.

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Connor Lakin

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3y ago

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Under the equal credit opportunity act what do you not have the right to do?

Refuse to pay credit card payment.


Have any big named banks been sued under the equal credit opportunity act?

Have any big named banks been sued under the equal credit opportunity act?


Who Provided that a station must make available an equal amount of time under same conditions to all political candidates?

equal opportunity rule


What was the amendment about?

Right to citizenship. Guaranteed equal protection under the law


What is the Equal Credit Opportunity Act?

the person Equal Credit Opportunity ActThis act, passed in 1974 and monitered by The Federal Trade Commission, ensures that all consumers are given an equal chance to obtain credit. This doesn�t mean all consumers who apply for credit get it. Factors such as income, expenses, debt, and credit history are considerations for creditworthiness. The ECOA prohibits descrimination upon based on the following : 1. Race2. Color3. Religion4. National Origin5. Sex6. Marital Status7. Age (provided that the applicant has the capacity to enter into a binding contract8. Receipt of income from any public assistance program9. Good faith exercise of any rights under the Consumer Protection ActIf you have a credit application denied, the Equal Credit Opportunity Act requires creditors to specify why � if you ask. For example, the creditor must tell you whether you were denied because you have "no credit file" with a credit reporting agency (CRA) or because the CRA says you have "delinquent obligations." The ECOA also requires creditors to consider additional information you might supply about your credit history. You may want to find out why the creditor denied your application before you contact the CRA.To go along with the Consumer Protection Act, here are summaries of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. When combined these Acts make our consumer rights. For more information visit the Related Link.


Under the Equal Credit Opportunity act what ages are lenders prohibited from using to discriminate against borrowers when using their credit-scoring systems?

Age in general is a protected class without regard to specific ages (for legal adults). The protection was granted in part because of discrimination that was occurring against seniors. Seniors are the most targeted group and therefore benefit the most from the protection of the law. However, anyone who experiences age discrimination has legal recourse if the law has been violated. Minors are another matter. Due to state and/or federal laws minor's may not be allowed to be bound by or enter into contracts or be held liable for debts. Therefore they generally do not have credit and usually can not obtain loans or other financing.


What was the fourteenth amendment about?

Right to citizenship. Guaranteed equal protection under the law


What is right to equality?

The Right to Equality can be defined as many things. I define it as the Right to Equal treatment under the law. However the Right to Equality can also mean the Right to be equal in all affairs. It is a mostly leftist kind of right that is not supported by most right-wingers.


If you donate a car do you get a federal tax credit?

No, you won't. It won't get you a tax credit, but rather a tax deduction under charitable donations. The amount that you can deduct is equal to the selling price of the car to the charity.


Is equal right law chambers registered under united nation in Dakar Senegal?

No its Fraud


Is the total area under a normal distribution curve to the right of the mean is always equal to 0?

100%


What is one of the main things that the fair credit reporting act does to protect consumers?

The Fair Credit Reporting Act protects the consumer by limiting access to credit reports to those who have a legitimate business reason. Consumers also have the right under the Fair Credit Reporting Act to know what is in their credit files.