The highest spending limit will vary person depending on one's credit score and ratings. The following credit card companies have the highest credit spending limit: Chase, Turbo B, Amex Black card.
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If you go over your credit limit, you credit company will charge a fee and report your overage to the major companies that track your credit score. It is wise to watch spending the and never go over your limit.
For spending increase my credit limit
Credit limit will vary depending on your credit rating and what the credit company is willing to offer you.
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Credit limit is determined by the information given to the company during their application. The person's income and credit score play a big part in the limit.