For any personal credit related concerns I recomment a website that I know has many very good answers to even the toughest questions. It is an 'ask' site directly on Experian's website which is hosted by Maxine Sweet, the V.P. of Public Affairs for Experian. You can get to the site from the following link: http://www.experian.com/ask_max/index.html The only way your spouse's credit would affect your score is that you have joint, co-signed or authorized accounts together. Any accounts that the two of you hold jointly are the legal liability of both of you, regardless of marital status. Improving the score involves the same type of activities: Paying accounts on time, proper use of revolving accounts, clearing off any inaccurate and obsolete data.
Your credit standing alone won't affect your spouse's credit. The only way your spouse's credit would be affected along with yours is if you jointly hold accounts and then fail to pay them.
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
Yes because when you get married you are one so your spouse whould be responsible for their debt because that means their in debt to
Washington State, Can they garnish my pay check because my spouse wages are being garnished to pay off a credit card debt.
yes because points would get tooken off
Your credit standing alone won't affect your spouse's credit. The only way your spouse's credit would be affected along with yours is if you jointly hold accounts and then fail to pay them.
That is decided by the LENDER.
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
Yes because when you get married you are one so your spouse whould be responsible for their debt because that means their in debt to
Washington State, Can they garnish my pay check because my spouse wages are being garnished to pay off a credit card debt.
The spouse must voluntarily execute a deed that transfers their interest in the property to you.
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
Your spouse's credit score should not be affected if he/she is not on the deed or on the mortgage that was foreclosed.
yes only if married at the time or unless if their credit cards no
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.