There are many banks that offer visa cards with a higher cash back rate. Some of these include the Chase Freedom card, the Capital One Cash card, and the BankAmericard Cash Rewards signature card.
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The Chase Freedom Visa card offers 100 dollars cash back of the first 500 dollars purchased with the card, then 1% cash back after that. The Discover It card offers 1% cash back on all purchases, and 5% cash back in other categories that may change periodically.
Several credit cards offer cash back rewards. The best may depend on your circumstances, however a highly recommended card is the Chase Freedom Visa. It comes with a basic 1% cash back plan as well as opportunities to earn 5% back on certain purchases.
The best cash back cards offered now are the Chase Freedom Visa and the BankAmericard Cash Rewards credit card. The Chase card offers 5% cash back on select categories of spending that change every three months and 1% cash back on everything else. The Bank Americard offers 1% cash back on everything with 2% on groceries and 3% on gas for the first $1500 combined spend each quarter, The Bank Americard also offers a 10% bonus when cash earned is redeemed into and existing Bank of America account. Nether card has an annual fee.
Some Visa credit cards do offer cash back on certain products. You would need to check with Visa first to be sure that your card is the kind that has cash back.
The best credit card to have is dependent on what one is looking for in a credit card. If one is looking for a card that offers cash back rewards, then the Chase Visa is the best card to have. If one is looking for a low interest card, then the Citi Simplicity card is the best to have.