Many offers exist for balance transfer credit cards. The best can be researched by speaking to one's bank, or by looking up different offers from different companies online in places such as the Money Supermarket and the Money Saving Expert.
Typically, people consider transferring high interest rate balances to a credit card that offers a lower interest rate. The best way to accomplish this is to contact the lower rate credit card company and set up the transfer (this is a relatively quick process). This company will ask for the higher rate credit balance and assist you in transferring. After you get a notice that the transfer is complete, you can close your higher rate credit card.
Currently the top three credit cards for balance transfers are Barclay Card who have a 0% balance transfer for 27 months with a 2.98% fee, Virgin who have a 0% balance transfer for 26 months with a 2.99% fee and third place is a tie between NatWest Platinum and RBS platinum credit card as both have 0% balance transfer for 26 months with a 2.65% fee.
In the UK, some of the best credit card balance transfers are: Barclaycard, Halifax card, MBNA's platinum card. The best deals offer the longest 0% of balance transfers.
There are a number of 0 balance transfer credit cards. Some of the best one's include Barclaycard, Halifax, Lloyds TSB, Tesco Clubcard, MBNA and Nationwide.
Many offers exist for balance transfer credit cards. The best can be researched by speaking to one's bank, or by looking up different offers from different companies online in places such as the Money Supermarket and the Money Saving Expert.
The best balance transfer credit card to choose would be one that offers 0% interest for the longest term. Comparison sites such as Money Supermarket can be used to research the latest deals to find one which is suitable.
There are many good credit cards for balance transfer. For example, Visa credit card provides a good balance transfer service. American Express credit card does too.
Citi and Discover have some of the best credit card balance transfer offers, offering 0% and/or no annual fee. However, other credit card companies and financial institutions may occasionally run specials that beat these companies' offers.
The Tesco Bank Credit card has the best rate, it is has 16.9% APR and has a balnce transfer fee of 2.9%. The Virgin balance transfer card has the second best rate at 17.9% APR and balance transfer at 2.99%.
I would say American Express Blue card. Their is no interest rate given within 15 minutes. Depending on the credit you have; if not then you pay more than 4% on balance transfers.
Bankrate.com has a good website that shows you best interest rates and best credit cards. Go to the site, then go to credit cards. Then click on best for balance transfers.
The best place to find good balance transfer credit card offers is through comparison websites who will compare the various companies and enable one to get the best rates. Compare the Market and Money Supermarket are good for this or alternatively one could go straight to Barclaycard.
Typically, people consider transferring high interest rate balances to a credit card that offers a lower interest rate. The best way to accomplish this is to contact the lower rate credit card company and set up the transfer (this is a relatively quick process). This company will ask for the higher rate credit balance and assist you in transferring. After you get a notice that the transfer is complete, you can close your higher rate credit card.
Before you transfer your balance, read the fine print on your credit card agreement. Some agreements charge fees for balance transfers. After you have read the agreement and understand the possible charges you may face, gather all the necessary information about the card you want to transfer the balance from, call (or perhaps go online) the credit card company you wish to transfer your balance to, give them all the necessary information, and transfer your balance.
Currently the top three credit cards for balance transfers are Barclay Card who have a 0% balance transfer for 27 months with a 2.98% fee, Virgin who have a 0% balance transfer for 26 months with a 2.99% fee and third place is a tie between NatWest Platinum and RBS platinum credit card as both have 0% balance transfer for 26 months with a 2.65% fee.
Discover offers free balance transfer but certain rules do apply such as intrest fees after your grace period. The best way to explore all your options is to contact Discover at 1-866-240-7940.