The benefits of getting a Target Visa are that it has a lower interest rate when you use it at Target. You can also save money on some things at Target when you use it.
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There is no annual fee for the Chase Visa credit card. That is one of the benefits you receive from the card. They offer many benefits along with the Chase Visa credit card.
The main advantages of having a Target VISA credit card are 5% off your purchases, free shipping from the Target website and free online bill payment.
Target has dropped their Target Visa card in favor of a Target card to be used exclusively in their stores. They did this to raise their profits on credit card purchases. Target does still allow purchases with a regular Visa card, though.
Visa does do a credit check when you submit an application. If you have at least a 600 credit rating you shouldn't run into a problem in getting a Visa card.
The benefits of the Visa Signature credit card are services like the Cardholder Inquiry Service, an Emergency Card Replacement and Emergency Cash Disbursement.