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What is the easiest way for one to clean up their credit score?
Some ways to clean up a credit score would be to pay ones bills on time. If money is an issue one should prioritize which debts are more important and pay them off first. If something doesn't look right one can dispute it to get it changed so long as one has evidence.
What are some steps to clean up your credit?
There are different ways to clean up one's credit. You can contact your creditors to see if they will work with you to lower your payments. You can also sign up with any of the debt consolitations you see on TV or in the paper.
What are some easy ways to protect a credit card account?
Some easy ways to protect a credit card account are: to protect your Personal Identification Number (PIN) and security code, never use your credit card on unsecured websites.
How long is a credit history visible?
The information on the credit report is available up to seven years, both positive and negative. Some collection agencies though can fulfill your request to remove a negative collection in return for a full payment and a lot of people have done this despite it being illegal. The best that you can do to balance out a negative collection is to improve on other aspects of your report. I found ways to do that here http://www.myfreecreditreportx.com/how-to-improve-your-credit-score-fast
What are some services that major credit cards offer merchants?
Credit card companies often offer ways to pay for products that are quick and easy for the consumer. Having the ability to have customers pay with a credit card encourages them to spend more as they are not limited to the cash they have on them.
