0
What else can I help you with?
Does checking your fico score lower your fico score?
if you check it wount lower your score. If you are applying for a loan and multiple people pull your credit it will drop some.
Does checking your credit report cause points from your score to be deducted?
Yes it does effect your credit score some how when u check it your score drops alittle. because i check my credit score to take a loan and it was just at the good mark for the loan. but wheni went to get thw loan they denied me because of my credit. and they took out for checkin it. The above reply is correct if you are checking your report. It is incorrect if you are asking about others checking your credit report. How often you have attempted to use credit can lower your credit score. You need to be careful of applying for credit or a mortgage over the internet. Many of these are just "lead factories" who will sell your information to numerous companies. If there are an abnormal number of requests then it is possible that your credit score will be lower. For an in depth discussion of your credit score see
What are the main reasons that someone would want to get a copy of their credit report?
It depends, maybe someone wants to buy a car, they might need proof of their credit score, some dealerships require you to have a decent credit score; also, when buying a house, your credit score sometimes kicks in, so evidence of your credit score/report are necessary.
You want to refinance but your credit score is 500 because I fell behind on mortgage payments But am almost caught up with them Do they have such a thing as refinancing with no credit score being used?
In short, not likely. Almost no mortgage company will give you a loan without checking your credit score. Your best bet is to focus on improving your credit score. They are many ways to do this, some methods that can be done in fairly short period of time.
Where can I get some information on a free credit score?
There are a couple of ways to access your credit score. You can do this through financial institutions or by accessing a credit score company such as: www.equifax.ca. Do remember that accessing your credit score too many times can actually affect your score.
When a debt consolidation program is paid off will it make your credit score higher?
Not necessarily. Because of all of the factors that go into determining credit scores. Do some research on this forum to some reasons as to why. Slightly, yes.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
If someone has bad credit can they get an auto loan?
You be able to get an auto loan if you have bad credit depending on the loan provider. Some loan agencies claim to fame is not checking your credit score. You may have to search many places and find a good loaner.
Is my credit score on my credit report?
Your credit score is determined from the data on your credit report. Most credit reporting sites sell or give away for free a credit score with your credit report. Some site only give away a credit score. So, the answer to your question is, yes, your score generally comes with your credit report but it is not always included.
What companies provide the service of cleaning a credit score?
Some of the top companies that provide cleaning or improving a credit score include: Identity Guard, Privacy Guard, Free Score 360, Credit Report, and Free Credit Score.
Is 734 a good credit score?
I have a credit score of 734 according to the last time I checked my credit. Experian rated my score as excellent. I think the hightest score you can reach is 830. I really hope this answer will help some of you.
You dont have a credit score yet but you have credit cards how long before you get a credit score?
For raising your credit score over and above the minimum levels, you need to learn some essential tips:Gain some basic knowledge about the credit scores.Pay bills on time.Be an active user.Avoid over scratching.Keep low balance:Discipline with payments and regular transactions are indeed a key to better credit score.
