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Will an inquiry on a persons credit report lower their credit score rating?
Yes, each inquiry lowers your credit score. You can pull your own credit report for free at www.freecreditreport.com from all 3 credit agencies and it does not affect your credit score. Also if you have ever been denied credit for any reason, you can request a credit report for free.
What information is required to apply for Visa student credit cards?
To apply for a Visa student credit card, you typically need to provide personal information such as your full name, date of birth, Social Security number, contact information, proof of enrollment in a university or college, and possibly proof of income or a co-signer if you don't have a steady income. Each credit card issuer may have specific requirements, so it's best to check with them directly.
How can you tell who has pulled a copy of your credit report?
You can check your credit report regularly for any unauthorized inquiries. If you notice inquiries from companies you haven't authorized, it may indicate that someone has pulled your credit report without your permission. You can also contact the credit bureaus to place a fraud alert on your account.
How do you delete old credit report information?
You have to contact the company (by mail)who initally issued you the credit. If the account is paid and closed they should remove it from your credit report, upon your written request.Hope this helps.
Where do you obtain the addresses to file a credit dispute?
Your question is unclear. If you have a dispute with a charge on your statement (unrecognized or fraudulent charge), simply contact your issuing bank and advise them via the toll-free number printed on the back of the card. The charge will be put into a dispute file and a temporary credit will be issued. All finance charges on that particular charge are suspended until the dispute resolution process has been completed. If you have a problem with how your bank is treating you (not a merchant, but the bank) you should contact their customer service number and attempt to resolve it through them - you'll be surprised just what a bank will do these days to preserve your business! If unsuccessful, you should contact the Federal Trade Commission. Addresses are available at www.ftc.gov. Finally, if your dispute is with an error on your credit report, you must file a dispute with the issuing agency (Experian, Equifax etc.) and they will take measures to clean up your report! You get a complimentary look at your credit report from all three agencies at www.annualcreditreport.com. Follow the on-screen instructions if there is activiity on your report that is incorrect. Hope this answers your question!
How does one apply for a Discover credit card?
There are many ways in which a person can apply for a Discover credit card. The most convenient method is to fill out an application online. In addition you can also respond to a mail order application or simply by call Discover directly at 1-877-587-1605.
Where can one get access to the Discover Card application?
To access a Discover card application, one should visit the official Discover Card webpage. Alternatively, try sites such as 'credit card column', or visit the local bank.
Can you get a copy of the original application you filled out for a credit card?
Yes, contact the creditor.
How can one apply for a Discover card?
Discover card is an internationally known credit card that offers rewards based on how the card is used. To apply for a Discover card visit their website to fill out an application.
Can anyone help my friend with discover balance transfer?
Well Discover would be the type of credit card your friend has, and a balance transfer would be him paying off that credit card with another. He can contact Discover, or look on their website for more information.
How can I apply for a corporate credit card?
Any major credit card company can have an application for a corporate credit card. The top ones include Visa, MasterCard, Discover and American Express. What you need to do is fill out the application and possibly send in any financial information for your business.
On which credit card is it possible to submit an application for balance transfer?
There are multiple cards with which it is possible to submit an application for a balance transfer. These include but are not limited to Chase, Citi, Discover, and CapitalOne.
Which bank does Discover credit card use?
Discover credit cards are issued by Discover Bank.
Walmart discover network credit card can you use it shopping at big lots?
It is a Discover credit card and can be used anywhere Discover is accepted
Does Discover have a bank or just a credit card?
Yes, Discover has both a bank and credit card services.
When will my Discover credit card expire?
Your Discover credit card will expire on the date printed on the front of the card.
Is a discover credit card a visa?
No, the Discover Card is a completely separate type of credit card. It is not a VISA or MasterCard.
