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Should I provide my checking account information to qualify for a new credit card?
Wiki User
∙ 12y ago
In the age of identity theft, it is hard to tell what you should give to a credit card company and what you should not. If you don't feel comfortable giving the credit card company your checking account information, then you shouldn't. Most credit card companies base your approval on a credit card via your credit score. If the company seems fishy or pushy about getting your checking account information, then you should tell them politely that you aren't interested and try going with a brand of credt card that you know and trust.
Wiki User
∙ 12y ago
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Are there fees associated with opening a business checking account at Bank of America?
There are fees associated with opening a business checking account at Bank of America if the account is closed before a set amount of time. Business accounts may qualify for 2 months of free transactions, but after that the fees will apply.
If you set up an IRS payment plan do you have to send them a check or can they automatically deduct it from your checking account?
Individuals who owe less than $25,000 can fill out a form and have the amount they owe automatically deducted from the checking account. Individuals who owe more than $25,000 have to fill out additional credit based paper work and then they may qualify to have automatic deductions.
How does one qualify for a trade account at bandq?
In order to qualify for a trade account at B & Q, one must fill out an application form and apply for a card. With trade account card, one can control one_Ç_s finances. There are lots of discounts being given to card holders.
What documents are needed to open a bank account in Ca?
Items needed for Bank Account; · Certificate of good standing · Qualify to do business in Ca · Articles of incorporation · Article of officers · Minutes of board meetings · Business entity information · Change of name · Tax id · bylaws
Tips on Selecting the Best Checking Account?
Not too many years ago, banks typically offered few options when it came to a checking account. As competition increased, new twists were developed in hopes of enticing customers to open an account or transfer an account from another bank. Today, there is a wide range of features to be found, making it easy to tailor an account that will best suit your needs. Free checking is one type of account that many banks offer. In its purest form, this means that there is no monthly service fee, no fee for debit card transactions, and that your blank checks will be provided at no cost. In reality, banks vary a great deal in which of the free offers they support and what you must do to qualify. For example, some require that you maintain a minimum balance, while other accounts charge a maintenance fee if you write more than a set number of checks during a month. Before enrolling in this type of account, be sure to clarify all information so that you do not receive an unpleasant surprise when you try to reconcile your account. Interest bearing checking accounts usually require that you keep a minimum balance in the account at all times. In addition, the bank will typically charge a monthly service fee. You will need to ask how the qualifications regarding the minimum balance are defined, such as the daily average over the course of the month or the balance on the statement date. For those who wish to make the money in their account work harder for them, some banks offer a sweep account. This is a secondary investment account tied to your primary account. You and your bank determine a balance you wish to maintain in your primary account at all times. Any funds over that amount are swept into the secondary account overnight and invested. If the balance in your primary account is lower than the designated amount, funds are moved back from the sweep account. The interest earned from this type of account is normally, but not always, much better than a standard checking or savings account. Before you commit to any account, obtain and read the complete fee schedule. See how overdrafts are handled, whether cancelled checks or at least copies of your checks are returned with your statement, and how to challenge any discrepancies you might find when reconciling the account. Banks are required to disclose this type of information, so do not hesitate to request it. When it comes to conducting your banking affairs, the more knowledge you can gather, the smoother your affairs are likely to flow.
What are some benefits of a high yield checking account?
A high yield checking account will allow you to make more interest off of your money provided that you have enough money invested to qualify for a high yield account.
How does one qualify for second chance checking account?
If a person has outstanding debt or overdrafts they may risk losing their checking account. First they should check with their bank if they are at risk and then if so search other banks for the second chance account and applying for it.
I have a checking account with National City bank; do they qualify for a Visa check card?
It is very possible that they may qualify for one. You would need to contact National CIty Bank and inquire about your particular type of account to see if it does.
Are there fees associated with opening a business checking account at Bank of America?
There are fees associated with opening a business checking account at Bank of America if the account is closed before a set amount of time. Business accounts may qualify for 2 months of free transactions, but after that the fees will apply.
How can you qualify for community savings?
It really depends on what type of account you wish to open at community savings bank. If you simply want to open a savings account, then you only need the minimum deposit of 10.00 to open it! If, however, you wanted to qualify for a checking account, you would need the $400.00 minimum balance required.
What do you need to qualify for a car loan?
You need an appropriate record to qualify for a car loan and you need correct and standard employment information that you must provide in order to approve.
What information must you provide when applying for a home construction loan?
Information you must provide when applying for a home construction loan is monetary information about debts, assets, and personal income. After submitting information, you may or may not qualify for a home construction loan.
Have no checking account for loan but have a prepaid visa card?
Credit worthiness/income determines wether you qualify. Having an acct does not impact your credit 1 way or the other unless it is negative.
What do you need to qualify for a no fax payday loan?
To qualify for a no fax payday loan all you need is a bank account and your ID. When you apply for one you will need to provide your ID for proof of identity and age, proof that you have a bank account, a proof of residency like a utility bill, and also your proof of income.
What property is subject to probate in Florida?
Let's qualify the answer: All property not otherwise disposed of either during a person's life or by operation of law upon death. For example: A checking account that has a designated POD (payable on death) beneficiary named in the bank's records, would generally not be subject to probate. If Joe opens a checking account and makes Jane the POD beneficiary, then upon Joe's death, the checking account proceeds automatically go to Jane. They are NOT subject to probate.
If you set up an IRS payment plan do you have to send them a check or can they automatically deduct it from your checking account?
Individuals who owe less than $25,000 can fill out a form and have the amount they owe automatically deducted from the checking account. Individuals who owe more than $25,000 have to fill out additional credit based paper work and then they may qualify to have automatic deductions.
How does one qualify for a high yield checking account?
"This depends soley on the bank that you are looking to open a high yield checking account with. Some banks only require as little as proof of identification and being at least 18 years of age. However, some banks require minimum balances, service fees, and membership fees. It would be best to inquire at your bank of choice."
