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fair credit reporting act

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Q: Law that protects the consumer from having to pay a credit charge that is in a legitimate dispute?
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How do you dispute a charge off on a credit report?

You can dispute anything on your credit report with the major reporting agencies Equifax; transunion and Experian. You can go online and do an electronic consumer dispute form.


How do you dispute an item that appears on your billing notice that you didn't charge?

The consumer must submit to the card issuer a letter of dispute containing all pertinent information within sixty (60) days of discovering the error.


How do you stop a psychic reading paid by credit card?

You can try to dispute the charge with you financial institution. However, if the Psychic reading was done by a legitimate organization or by a person with a legitimate business, you may have trouble getting your money back. Why you might ask. You pay for a service - you receive the service - transaction complete and that's why your financial institution would see it as a legitimate charge.


Why do you dispute credit card charge?

Because of a dispute or an error.


What is a lord and what are his duties?

A lord protects a village and is in charge


How do you cancel a groupon?

You will need to contact Groupon directly to have them dispute the charge.


How do you remove charge offs credit report?

Dispute them with the credit bureaus.


What are the consumer tax implications from charge off?

The charge off is the declaration by a creditor that an amount of debt is unlikely to be collected. The implication that it increases the consumer tax.


What is the correct procedure to clear a dispute on a credit report?

The only dispute that is viable is that the charge off should be noted as being "included in bankruptcy." The charge off will remain for the 7 year limit. Then just the BK for 10.


If you have a disputed charge on your travel charge card account and are not able to resolve it with the merchants complete and submit a dispute form available from?

Your A/OPC.


How do you get money back for unauthorized charges?

You call your cc co. and dispute the charge. They investigate, do a charge back if valid and apply a credit.


What is the consumer act and what is it good for?

Protects consumers to make sure they are receiving the best products and deal. This helps to keep a balance so one company doesn't over charge customers. This also make sure they are norms in the business industry.