fair credit reporting act
You can dispute anything on your credit report with the major reporting agencies Equifax; transunion and Experian. You can go online and do an electronic consumer dispute form.
The consumer must submit to the card issuer a letter of dispute containing all pertinent information within sixty (60) days of discovering the error.
You can try to dispute the charge with you financial institution. However, if the Psychic reading was done by a legitimate organization or by a person with a legitimate business, you may have trouble getting your money back. Why you might ask. You pay for a service - you receive the service - transaction complete and that's why your financial institution would see it as a legitimate charge.
Because of a dispute or an error.
A lord protects a village and is in charge
You will need to contact Groupon directly to have them dispute the charge.
Dispute them with the credit bureaus.
The charge off is the declaration by a creditor that an amount of debt is unlikely to be collected. The implication that it increases the consumer tax.
The only dispute that is viable is that the charge off should be noted as being "included in bankruptcy." The charge off will remain for the 7 year limit. Then just the BK for 10.
Your A/OPC.
You call your cc co. and dispute the charge. They investigate, do a charge back if valid and apply a credit.
Protects consumers to make sure they are receiving the best products and deal. This helps to keep a balance so one company doesn't over charge customers. This also make sure they are norms in the business industry.