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Is it illegal for a company to keep your credit card details on file?
Wiki User
∙ 13y ago
No, it is not illegal. And as a rule most companies do I.e Amazon, Play, what is frowmed upon is keeping them longer then needed.
Wiki User
∙ 13y ago
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What to do when false charges on credit card bill?
Contact the card issuing bank and raise a complaint about fraudulent usage of card details. They will conduct an investigation and revert the charges if they find that your card has been misused.
What does it mean if your credit card was logged?
It simply means that details of the transaction may be retained by the card company and/or retailer. It's common if the card is a new one - to establish spending patterns and possible fraudulent use.
Do you have to pay your company credit card debt if it is out of business?
It depends on the credit card application and the structure of the company. Most credit cards issued to a small business are guaranteed by the owner. In that case, you must pay. If the card was issued soley to the company, the credit card company could sue your corporation to recover any assets available. If the company was a sole proprietorship or a partnership, you are liable.
What to do if your credit card company calls you to inform that your account has a suspicious charge?
Ask them to temporarily block your account. visit the nearest card issuing bank and inquire for more details.DO NOT SHARE YOUR CARD OR ONLINE ACCOUNT DETAILS TO ANYONE ON PHONE OR BY EMAIL.The call may be an attempt at luring you into sharing the card details so that they can make transactions using your details.
How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Someone stole Sam’s credit card details and used the information to buy goods from the local grocery store. What is San a victim of?
Sam is a victim of identity theft, specifically credit card fraud. This crime involves the illegal use of someone's personal information, such as credit card details, to make unauthorized purchases. Sam should report the incident to the authorities and his credit card company to minimize the damages.
Is it legal for retailer to store credit card numbers?
No it is not !If a person pays for goods or services by credit card, the Credit Card Company is the only organisation allowed to retain details about the customers card.
Are credit card generators a scam?
Yes, credit card generators are a scam. To obtain a legitimate credit card, one must contact a credit card company. Attempting to create a fake identity is also illegal.
How far it is safe to provide your credit card number to sites who charge us for membership?
The credit card system is relatively vulnerable on the internet. However, purchases done with a credit card are often insured by the credit card company, check the policy of your credit card for details about this.
Is it illegal for credit card processing company to charge the vendor from two separate companies?
choclate
Can you sue your credit card company for allowing you to make illegal purchases?
Nice try - but no, you can't.
How do you get a credit card?
1. Inquire to the customer service of the credit card company or you can go directly to the credit card company such as Citibank.2. Ask about what are the requirement in applying a credit card3. You need to know also the credibility of the credit card company if they have good records.4. If you know the details about the credit card company, you go directly and ask about the guidelines, terms and conditions.5. Submit the necessary requirement , usually the credit card company conducts a CI (credit investigation) into your information if you pass their requirements.More adviceFirst of all, make sure that you meet the age requirements to get a credit card. Then decide why you want to get a credit card (to get a cash back from purchases, etc.) After that you can go to a bank, a credit card company, browse "credit card applications" online and find a site where you can apply for a card.To be approved for a card, you should apply for a credit card according to your credit rating.Yes, you can have credit card if you are qualified for one.
I paid for goods with credit card never got goods?
Contact the company and let them know you didn't receive the products. If they are not willing to work with you to resolve the issue call your credit card company and give them the details. They will probably reverse the charges against your credit card
Where can one get help with their credit card bills?
If someone needs help with their credit card bill then the first place they should ask is their credit card company. They can give more details on the transactions and help resolve issues.
What can you do to stop being scammed by justanswer - do you have to change your credit card details?
Best thing to do is not give them your credit details in the first place . If you already have go to your credit company and ask them for a new card . It's the only way you will stop them making unauthorised withdrawals .
Does an online credit card payment get submitted to the merchant or directly to the credit card company?
The online billing goes to the merchant who in turns processes it through the credit card company. There is a back-end process to credit card captures. First, the payment details goes through the merchant via a secured form. Then it is sent through the payment gateway linking the site to the financial institutions. It gets processed by the credit card company who debits the credit card balance of the cardholder and credit the merchant account of the merchant. who is the merchant
Is it illegal for a store to set a limit on the amount you must purchase on your credit card?
No, it is not illegal. That is what they do when they find, or suspect, that you have maxed out your credit card.
