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In many countries the law obliges companies that hold information on you to provide you with a copy of this information for free (or the cost of printing it out). If you live in such a country then write to the credit service company and ask them for your information (you will have to prove who you are when doing this).
Lease hold premises is one taken on rental basis form other person based upon an agreement and for a period of time - say 5 years. It is not he asset of user (Lessee). Only a right to use the asset passes to the lessee and ownership stays with the original owner (Lessor). Free hold premises is free of any leasing agreement or contract. The owner and user is the same person, and the right to use and ownership lies with one person only i.e. the owner. Presentation of both the above in financial statements is different. Only owner can claim depreciation on the leased premises (being the owner) and lessee can claim the lease rent paid by him for income tax purpose.
You should avoid using credit cards if at all possible. Irresponsible use of credit cards can credit large amounts of debt quickly. The interest charges can be substantial. Debit cards usually do not charge interest and can be used in situations when you don't have cash or need to hold something using a credit card, such as a plane ticket or a hotel reservation. That said, it's always best to use cash for optimal personal financial management.
One of the best and simplest methods to obtain a cheap credit report is to take out a free trial with a credit report company. Often companies will offer a one month free trial allowing you access to your report for free but ensure that you cancel your free trial before the end of the free period to avoid getting charged.
A debit card has no limit - except the amount of money in the bank account that's linked to it.