A close friend of mine that once upon a time was making a living as a scammer but has since moved on to more legitimate work, has once told me that: it is not very hard to spoof any phone number. he said he wouldn't apply for credit cards at ANY other site than the official bank website and double check the URL because you can spoof that too. for example there is a fake FAFSA site that comes up before the official government site on Google if you look carefully. it doesn't cost much to hire a few people to run a "call center". if they have a strong accent or ask for anything sensitive: DOB, Card# he advised me to hang up, if they are offering a loan or credit limit extension once again hang up, if it is anything financial...ask to call back. Do install apps that ask for permissions outside of what the app does. stay frosty folks! - A friend of a friend..
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Is First American Credit payday loan a scam
No, they are not a scam. As far as I can tell, they are legitimate.
They are a Total Scam
Yes yes
Credit counseling services are more than likely a scam in the majority of cases, which is unfortunate. In the Cleveland area, there are very few credit counseling services at all, but most of them are illegitimate.
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Is First American Credit payday loan a scam
No, they are not a scam. As far as I can tell, they are legitimate.
Yes.
No
Yes, credit card generators are a scam. To obtain a legitimate credit card, one must contact a credit card company. Attempting to create a fake identity is also illegal.
Academy Credit is a legitimate credit repair business that uses a power of attorney to dispute negative reportings on your credit report. They are bonded by the state of Utah. Credit bureaus don't like credit repair services so try to give them a bad name. Academy Credit is completely legal it's your right under Fair Credit Reporting Act to use them.
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Yes, it's a scam. Don't give them any personal info, or credit card info.
They are a Total Scam
Not all credit counseling is a scam, but it is very hard to tell the difference from the scams and the genuinely helpful programs. If you want to sign up for credit counseling, make sure to ask specific questions before signing up. If the answers are not readily available, then it is likely a scam.