Is a credit score of 657 bad or good?

Answer 1

How good or bad is a credit score of 600?

A score between the bracket of 600 is quite an ambiguous status of your credit profile as it cannot be considered as a poor score however it also cannot be claimed as the best score that would fetch you the best offers and interest rates on your further loans that one would wish to apply. It is hard to disagree that a score beyond the mark of 700 or up to 750 is technically the most appropriate reflection of a good credit health for an individual. Now having said that it might occur to a consumer that any score less than the 700-750 bracket would deprive them of all the attractive benefits under loan terms offered by common lending options like traditional banks or credit card companies.

Answer 2

FICO score are categorized as below:

Excellent 750+

Good 700+/-

Fair 600+

Poor Below 600