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I need to get my first loan, what can I do to to help build credit history?
Wiki User
∙ 13y ago
Building a credit history requires taking out credit to get a history going. Open a no-annual-fee credit card and make sure to charge to it every month. Also, make sure to pay it off in full each month to build a positive credit history.
Wiki User
∙ 13y ago
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What is offered by Build My Credit?
The company known as Build my Credit offers a service that helps improve your credit score allowing for you to get loans and mortgages easier. They can help you whether you have no credit history or have a bad credit history.
What are the basic terms of adverse mortgages?
Adverse mortgage lenders will first look at an individual's credit history. Then, the lender will help individuals with bad credit history obtain a loan.
Is there any way I can get a free loan to get instant money and to help build my credit?
You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.
What does a cosigner have to to have?
A cosigner must have good credit, a reliable income and the willingness to sign for another individual. Cosigners help primary borrowers build a good credit history, along with on-time payments.
What are the advantages of using a Legacy Visa card?
This company offers advice that you can trust, its easy to join, they help to restore bad credit or build up credit history, and they can be used at ATM's when most cannot.
What is offered by Build My Credit?
The company known as Build my Credit offers a service that helps improve your credit score allowing for you to get loans and mortgages easier. They can help you whether you have no credit history or have a bad credit history.
Need help findineg my credit history could someone help me?
To build your credit history you just need to get a credit card and make purchases with it and pay it off. They offer bad credit credit cards for people who are just starting out, you can call Visa, or Mastercard.
Is the Gesa Credit Union card good to help me rebuild credit?
If you think you can get the Gesa Credit Union card, then you may go for it or get one from a larger bank if possible. To build your credit, make sure you are prompt on your payments. As you use credit card, and pay it back, your credit history will build.
What are the basic terms of adverse mortgages?
Adverse mortgage lenders will first look at an individual's credit history. Then, the lender will help individuals with bad credit history obtain a loan.
Is there any way I can get a free loan to get instant money and to help build my credit?
You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.
What does a cosigner have to to have?
A cosigner must have good credit, a reliable income and the willingness to sign for another individual. Cosigners help primary borrowers build a good credit history, along with on-time payments.
Will a flexible spending accounts help build credit?
No
What are the advantages of using a Legacy Visa card?
This company offers advice that you can trust, its easy to join, they help to restore bad credit or build up credit history, and they can be used at ATM's when most cannot.
What are some good credit cards for people who have no credit?
There are various companies that have special credit cards to help you build your credit. Most companies offer secured credit cards, that would be your best bet to build your credit rating.
If you take out a line of credit for emergencies but never use it how will this affect your credit rating?
Your credit score can be impacted by available credit. Available credit being the amount of debt you could owe, if used. To use the amount, occasionally, and pay the funds back immediately will help you build a repayment history.
Does a "bad credit credit card" really exist?
Household Bank or if you search HSBC offer many usually with credit limits 200 to 500 dollars but with an annual fee. These cards are made to help you build you credit. Capital one also has a card for people with bad credit and so does First Premier Card. There are many companies out there. If you do not qualify for one of those you need to do some work to your credit history.
Where can I get a secure corporate credit card?
If you have poor credit history and are looking for a secure corporate credit card, you can search on creditcards.com to help you match the perfect card to you. It can help you search by credit history, credit score, rewards, fees, and much more.
