You will still have to pay for things on the playstore app. This is with every phone.
Bank credit cards
[Debit] Equipment [Credit] Cash / bank (half) [Credit] Tenant
Could you clarify your question?
No, you can own an iPad without an Apple account. You will not be able to purchase apps from the Apple app store without an account. Most people charge the purchase of apps to a credit card, but you can use iTunes gift cards to purchase apps if you do not have a credit card.
If they accepted the ring back and didn't charge you anything, there will be no affect on your credit. If you owe and don't pay, that will affect your credit.
Amazon credit cards have a variable standard purchase APR of 25.99% and also carry a minimum interest charge of $1.50. However, there is no annual fee for this credit card.
Credit card companies charge companies a sale percentage of the purchase price on every credit card purchase. Often smaller companies will not accept credit cards to avoid these charges, whereas bigger companies will pay them to open up to more potential business.
Most banks will be glad to give you a credit card, and many of them will not even charge a annual fee. But all credit cards will charge an interest if you use them to make a purchase and not pay it back entirely during the specified time - usually that statement period.
It means they charge you 19.99% interest annually. $1000 of average daily balance would cost you $199.90 in interest. You do not pay any interest on a credit card if it is paid of in full every month, but the moment you do not pay it off in full, they will charge you interest on every purchase from the day of purchase.
You can buy credit cards by applying for them on the websites of the various credit card companies. You can also get 'prepaid' credit cards from supermarkets. To use a credit card, you swipe it(for purchases in brick and mortar stores) or type in its specified number(for online purchases) to make a charge for whatever you are trying to purchase and then you must pay the card issuer for the charges later on.
This is determined by the companies credit card merchant. Most merchants take from 2-4 days.
No, it's totally free. It will take a credit card or a Pay-Pal account to purchase items, though.