He was very much like Scrooge in business and did spend large sums on his comforts i.e. a very large ornate home. After death he became miserable and realises his folly. He did not care for others and now suffered everlasting torment
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On his visit to Scrooge Marley clearly tells Scrooge that his life did not move from the counting house meaning he worked like Scrooge for money at all times and that mankind and its welfare should have been his business
Jacob Marley, a character from Charles Dickens' "A Christmas Carol," is often described as selfish, greedy, and regretful. He is seen as a cautionary tale about the consequences of living a life solely focused on material wealth and neglecting the well-being of others. His character serves as a catalyst for Ebenezer Scrooge's transformation in the story.
He is reputed to be very similar in his ways to Scrooge except that he did spend on himself and like some luxury