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14k gold is 14/24 (58.3%) pure gold. If you take the current price of gold ($43.50/g at the time of this writing), multiply by 14 and divide by 24, you get the value of one gram of 14k gold. Multiply that by 20 and you have the value of 20 grams of 14k gold ($507.50).
You can be sure that gold dealers will offer you significantly less than that, since they have to allow for the cost of refining and their own profit margin.
As of February 6, 2011, 39 grams of 14k gold is worth 1031.66 USD.
Calculations:
Price of gold = 1410.50 USD an ounce
39 grams = 1.25385 ounces
14 karat = 58.33 % purity
39 g worth = 1410.50 x 1.25385 x .5833 = 1031.66
price of gold changes all the time. you'd have to go somewhere to get it priced out
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