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How many days of requesting an investigative consumer report must an insurer notify the consumer in writing that the report will be obtained?
Wiki User
∙ 6y ago
Under the Fair Credit Reporting Act (FCRA) in the United States, if an insurer requests an investigative consumer report, they must notify the consumer in writing within three days of the request. This notification should inform the consumer that an investigative consumer report will be obtained and provide them with a summary of their rights under the FCRA. This ensures transparency and allows consumers to be aware of and verify the information gathered for insurance purposes.
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