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Most common is the 28 day cycle which results in the actual due date fluctuating from month to month. Some credit companies may use a shorter day cycle than others. Payments are considered late if not received by the due date. If mailing payments always allow at least 10 days for the payment to arrive. Electronic payments are usually posted within 48 hours or less.

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Q: How many days are in the billing cycle that ends on Nov 13?
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