There are three main ones and about 15 others: Beware some of these are scams. Stick with the three main ones, companies that are are foolish enough to not you don't need to be having check your credit.
In the United States there are three main credit reporting bureaus. The major bureaus are for reportiong credit are Experian, Equifax and Transunion.
US based credit reporting agencies Experian, Transunion and Equifax operate in the UK. You bad credit rating in the US woul dbe visible to UK vendors who run a report on you through these agencies.
The three major credit reporting agencies in the US are Equifax, Experian, and Transunion. Most credit information will be reported to all three agencies. However, sometimes information will be found on only one report.
No, income isn't reported to the credit bureaus. Only credit history shows up on a credit report, so your credit score shouldn't be affected at all.
Many companies, like freecreditreport, experian, and transunion offer a free credit report when you enroll in a credit tracking service. US citizens are entitled to one free credit report per year, which can be accessed by filling out the Annual Credit Report Request form.
CRA's in the US, report the credit history of transactions made only in the US. Therefore credit history from another country would not show up on a report in the US. This does not prevent a prospective creditor from requiring confirmation of the person's previous credit history.
There is no such entity as a credit rating agency. Credit reporting agencies, as defined by the Fair Credit Reporting Act, as paid by their participants,(merchants, lenders and other credit grantors), who pay fees to both report to, and pull credit from, the CRA's. By law, CRA's can also currently charge a nominal fee to consumers for copies of their credit file. The FCRA was amended last year to allow consumers one free credit report per year. But, the bureaus received relief from this provision. Free credit reports will be "rolled out" by sections starting with the western US as of Dec 1, 2004. www.annualcreditreport.com March 1, 2005 for the Midwest US June 1, 2005 for the Southern US September 1, 2005 for the Eastern US and Territorities
AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.
some banks will use the foreign credit report to base their loan decission. But you can not transfer that to an US based credit report.
It is possible.
how many advertising agencies exist?
Research has shown that there are three main credit reference agencies in the US. These are Equifax, Experion and Callcredit. One can find information regarding these agencies on the Money Saving Expert website.