There are three main ones and about 15 others: Beware some of these are scams. Stick with the three main ones, companies that are are foolish enough to not you don't need to be having check your credit.
In the United States there are three main credit reporting bureaus. The major bureaus are for reportiong credit are Experian, Equifax and Transunion.
You cannot get a credit card in the US with US credit card companies unless you have a social security number. Since Canadian residents don't have US social security numbers, they do not have access to US credit companies credit cards.
Only if the consumer voluntarily reveals the information or finds it necessary to reveal the information to obtain credit in the U.S. It is true that Equifax and TransUnion have bureaus in other countries. However, consumer credit information either good or bad cannot be transferred from one country to another due to the differences in consumer laws, such as the U.S. FCBA, FCPA and so forth. Yes, particularly from Canada, as they and the US share many of the same credit agencies. The best you can do is pay down balances and wait patiently for old accounts to drop off your credit history.
Credit cards that start with the numbers 4485 are Visa cards that are issued from US Bank. This is one of the many algorithms that are found on credit cards.
According to the 2005 census report there were approx. 47,835 shopping malls or strip malls in the USA.
One that's secured by collateral
US based credit reporting agencies Experian, Transunion and Equifax operate in the UK. You bad credit rating in the US woul dbe visible to UK vendors who run a report on you through these agencies.
The three major credit reporting agencies in the US are Equifax, Experian, and Transunion. Most credit information will be reported to all three agencies. However, sometimes information will be found on only one report.
No, income isn't reported to the credit bureaus. Only credit history shows up on a credit report, so your credit score shouldn't be affected at all.
Many companies, like freecreditreport, experian, and transunion offer a free credit report when you enroll in a credit tracking service. US citizens are entitled to one free credit report per year, which can be accessed by filling out the Annual Credit Report Request form.
CRA's in the US, report the credit history of transactions made only in the US. Therefore credit history from another country would not show up on a report in the US. This does not prevent a prospective creditor from requiring confirmation of the person's previous credit history.
There is no such entity as a credit rating agency. Credit reporting agencies, as defined by the Fair Credit Reporting Act, as paid by their participants,(merchants, lenders and other credit grantors), who pay fees to both report to, and pull credit from, the CRA's. By law, CRA's can also currently charge a nominal fee to consumers for copies of their credit file. The FCRA was amended last year to allow consumers one free credit report per year. But, the bureaus received relief from this provision. Free credit reports will be "rolled out" by sections starting with the western US as of Dec 1, 2004. www.annualcreditreport.com March 1, 2005 for the Midwest US June 1, 2005 for the Southern US September 1, 2005 for the Eastern US and Territorities
AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.
some banks will use the foreign credit report to base their loan decission. But you can not transfer that to an US based credit report.
It is possible.
Research has shown that there are three main credit reference agencies in the US. These are Equifax, Experion and Callcredit. One can find information regarding these agencies on the Money Saving Expert website.
Just go to annualcreditreport. This is a service of all 3 major credit bureaus, due to the US FACT act.Other websites may also offer special promotions in which you can receive a free copy of your credit report.