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10 years for a 7, 7 for a ch 11,13 (in general most states)

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How long does it take for negative credit information with the exception of bankruptcies to be cleared from a credit report?

33


How long does a bankruptcy remain on a credit report?

Depends on the state/province, and country, and the individual credit agency. And additional bankruptcies will stay on longer At least 6 years, up to 10 years for first bankruptcies, and 14-20 years for additional bankruptcies


How long do debts stay on your credit history before they are cleared?

Most debts remain seven years, bankruptcies 10 years, judgments seven years to an indefinite period of time if they are renewable.


What in this credit report would make potential lenders confident about loaning money to Jonathan Moneymaker?

Potential lenders would feel confident about loaning money to Jonathan Moneymaker if his credit report shows a high credit score, indicating a strong history of timely payments and responsible credit use. Additionally, a low credit utilization ratio and a solid mix of credit accounts, such as installment loans and credit cards, would further demonstrate his creditworthiness. If the report also reflects a long credit history without any recent delinquencies or bankruptcies, it would enhance lenders' trust in his ability to repay loans.


How long does a discharged bankruptcy remain on a credit report?

Accounts stay on your credit history for seven years. Bankruptcies stay on for ten. * New bankruptcy reform laws have no bearing on credit reportage. A discharged chapter 7 or 13 remain on the report for 10 years from discharge date. A dismissed chapter 7 remains for 10 years and a dismissed chapter 13 remains for 7 years.

Related Questions

How long does it take for negative credit information with the exception of bankruptcies to be cleared from a credit report?

33


How long does negative credit stay on your history?

Negative credit information, such as late payments, defaults, and bankruptcies, can remain on your credit report for varying lengths of time. Typically, late payments stay for up to seven years, while bankruptcies can last up to ten years, depending on the type. After these periods, the negative information is usually removed, helping to improve your credit score over time. Regularly monitoring your credit report can help you stay informed about what's impacting your credit history.


How long does a bankruptcy remain on a credit report?

Depends on the state/province, and country, and the individual credit agency. And additional bankruptcies will stay on longer At least 6 years, up to 10 years for first bankruptcies, and 14-20 years for additional bankruptcies


How long can a debt be listed on your credit report?

Tradelines: 7 years Bankruptcies: 10 years


How long do debts stay on your credit history before they are cleared?

Most debts remain seven years, bankruptcies 10 years, judgments seven years to an indefinite period of time if they are renewable.


How long do negative things stay on credit history?

Most negative items, such as late payments or collection accounts, can stay on your credit history for up to 7 years. Bankruptcies can remain for up to 10 years. It's important to work on improving your credit over time by making on-time payments and managing your debts responsibly.


How long do the credit bureaus see your chapter eleven bankruptcy you filed in December of 2000?

A chapter 11? A farm? Bankruptcies are not "seen" by credit reporting bureaus, they just report them. They can see them any time by logging on to a bankruptcy court web site with their log-in info. They can only report bankruptcies up to 10 years after the filing date.


How Long Does Information Stick To The Credit Report?

Credit reporting agencies stores information from credit grantors and public record information, including bankruptcy, choice and liens. Skipped obligations and many criminal record products stick to the credit history for seven years, except for Chapter 7, 11 and 12 bankruptcies, which remain for ten years, and delinquent tax liens, which remain for approximately 10 years. Active positive information may stick to the report indefinitely. Demands for your credit report stick to the credit history for approximately 2 years.


How long does a discharged bankruptcy remain on a credit report?

Accounts stay on your credit history for seven years. Bankruptcies stay on for ten. * New bankruptcy reform laws have no bearing on credit reportage. A discharged chapter 7 or 13 remain on the report for 10 years from discharge date. A dismissed chapter 7 remains for 10 years and a dismissed chapter 13 remains for 7 years.


How long will negative information conserning your use of credit be kept in your credit report?

Negative information, such as late payments or defaults, typically remains on your credit report for seven years from the date of the missed payment. Bankruptcies can stay on your report for up to ten years. It's important to regularly check your credit report to ensure accuracy and understand how long specific items will affect your credit score.


How long does deragatory info stay on credit report?

Derogatory information can stay on a credit report for up to seven years. This includes late payments, charge-offs, and collection accounts. Bankruptcies can stay on a credit report for up to 10 years.


Why is having a long credit history with a few blemishes that were corrected better than a short history that is clear?

Simply because... with a long credit history, a prospective lender can see how you have operated your credit facility over a considerable period. Nobody's credit history is perfect - everyone has at least 1 or 2 lapses on their record. Having just a short credit history doesn't show 'trends' or patterns of (perhaps) persistent late payments.