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its a buy now pay later deal. and this way its easier to keep money in your wallet (becuase your usin ur credit card instead of dollar bills) just in case you'd rather buy something small with money (like fast food and so on).

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Q: How has the credit card made it easier for shopping?
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The purpose of credit card protection is to protect the user of a credit card. If one's card is stolen and questionable purchases are made, an automated system will cancel the credit card and alert the user.


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A cash back bonus is usually obtained by making purchases through a credit card with a cash back bonus option. When shopping with this credit card you will receive back a percentage of the sales you made during a predetermined period, usually one calender year. The bonus money is deposited back to your credit card.


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Do you have to pay a credit card bill if don't use the credit card?

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