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When one applies for a credit card, the lender will ask for personal details including income and outgoings, salary details and length of time one has lived at their address. They will also check with the three credit reference agencies for any history of bad debt, failure to pay on time and CCJs. Based on all this information the lender will reject or accept the credit card application and assign a credit limit and interest rate.

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12y ago

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How too check a cerdit card that is not yours?

how do you check a credit card that is not yours


What kind background check a bank will do for the credit card processing?

A credit score check will be run for the credit card processing. you can read more about it at ww.creditcardprocessingsource.com/glossary.php


Can you please tell me how credit card processing works?

Credit card process works this way: One fills out a form online or paper, the for gets reviewed for a credit check and based on a person's credit check, the application can be declined or a certain amount can be provided (credit limit) if the application is approved.


How can you use a credit card to send a check?

Call your credit card company and ask for them to send you some checks that will pull on your available credit card funds. That's all it takes.


What is the difference between check card debit card and credit card?

A check card and debit card are the same thing. Basically, if you already have a checking account, you would use a debit/check card the same way you would if you wrote a check. You make sure that you have the money in your checking account, scan the card at the retailer, and they will deduct that money from your checking account. A credit card is a loan. You don't necessarily need a checking account to have a credit card. When you swipe the credit card, the credit card company is paying for your purchase out of their money. In turn, they will send you a statement or invoice at the end of each month detailing how much you spent and how much you must pay. The major difference is that a credit card can lead to debt if you aren't disciplined. If you only use a check/debit card, you will never go into debt. When you run out of money in your checking account, new transactions will be declined.

Related Questions

How can one tell if a credit card number is valid?

In order to know whether or not the credit card number is valid, one should check out from the bank of the credit card, or using the card at an ATM machine.


How does one qualify for a Juniper credit card?

For qualify for a juniper credit card, you need to first check online where to fill out the information. It will want to check your credit score it see if you are applicable for this specific card.


Is a credit card required to check in at the airport?

No, you do not need a credit card to check in at the airport.


What credit cards off a reward program?

Most credit card agencies offer at least one card within their credit card selection that provides rewards points. Capital One, Visa, Mastercard, Wells Fargo most bank-backed credit cards offer a rewards program. Check with your credit card company to see if they offer a program or if you are thinking of applying for a card, check with the company.


Where can one buy a credit card knife?

There are plenty of places in order for one to buy a credit card knife. However, it is strongly recommended that one should check out from the website Amazon.


Where can I see credit card reviews?

Check out the major credit card companies, such as VISA and MasterCard online. Go to their web sites and look at the different options they have. Capital One is another popular web site to check out for many credit card options.


How can I check the due date of my credit card?

You can check the due date of your credit card by looking at your monthly statement, logging into your online account, or contacting your credit card issuer.


How can one acquire a Visa credit card?

A visa credit card can be acquired through a person's local bank. The bank will check a person's credit score, determine their credit limit, and issue the card. The interest rate with depend on the credit score of the applicant.


Where can one get more information on gas rebate credit cards?

There are many places where one could find information on gas rebate credit cards. One could check online sites such as credit card forum for information on this type of credit card.


Where can one check credit card lifetime balance transfer?

One can check credit card lifetime balance transfer by visiting the Money website. This website has comprehensive information about everything to do with money. It lists the 'Top 10 Life of Balance Transfer Credit Cards'.


How does one go about applying for a credit card?

If one is interested in applying for a credit card, it is recommended to first check out the websites of the credit cards one is interested in. Once there, the site will display the necessary information required to apply for their card. Some notable sites included Discover, Visa, and Master Card.


How can you check to see if a credit card is good?

just go to any bank and ask them if you can check if your credit card is good.