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You can generally keep the check for up to 60 days before they consider it "stale" and will not cash it. After 60 days, you have to have them write you a new check.
At American Express Online Banking, one can do a variety of things. One can check up on their accounts for their money history, sign up for insurance, and check on their rewards.
Oh, it sounds like you're feeling a bit concerned about cashing your check. Remember, it's important to read the terms carefully before cashing your check with Ace Cash Express or any other service. They typically charge a fee or percentage for their service, so it's good to be informed and make the choice that's best for you. Just take a deep breath, read the details, and trust that you'll make the right decision for yourself.
It is called Forgery. You are not supposed cash a checks that belongs to someone else. The affected party (The person whose check you cashed) can sue you legally and you can be jailed for committing this forgery. In short, you'll end up behind bars if you happen to do this.
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