Only credit grantors and courts report to the credit reporting agencies.
With all due respect to Andrea: There isn't a court in the country that reports to the credit bureaaus.
Courts maintain public records of all types, like births, deaths, marriages, arrests and convictions, and records that pertain to financial matters. These are judgments, bankruptcies, foreclosures and tax liens. Independent contractors visit local court houses and scan those public records into a computer. The records are then sold to data clearing houses (LexisNexis being one of those). The data clearing house then sells the records to the credit bureaus.
If your question pertains to a judgment in which you were the defendant, then this is something that would adversely affect your credit. Why would you want to report it? If you are referring to a judgment that you were granted against someone else, you can be confindent that it will get picked up and reported to the credit bureaus without your intervention. If your question pertains to a satisfaction of judgment (the disposition of this type of legal action), then have the satisfaction recorded at the same court house where the action was filed. You can also send a copy of the satisfaction to the bureaus with a letter of dispute. This will begin an investigation that should result in the disposition being reflected on your credit.
you can call your credit reporting agencies, you can also compare your three credit report from your credit reporting agencies this ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
reporting credit delinquenciesI am a landlord. My tenant is seriously in default of her lease and is in arrears in excess of $5,500. and refuses to pay. How can I report her to the credit agencies?-----------------You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.
If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.
Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.
THEY ARE MEMBERS OF THE CREDIT REPORTING AGENCIES. THEY PAY TO REPORT YOU AS A YOU CONTINUE TO MAKE PAYMENTS. CREDIT CARD COMPANIES, CAR LOANS, JEWELRY, CLOTHING CREDIT CARDS ALL REPORT TO THE MAJOR CREDIT REPORTING AGENCIES. THIS IS A WAY TO TRACK YOU AND HELP TO ACKNOWLEDGE IF YOU ARE A GOOD CREDIT RISK TO ANY AND ALL OF THE ABOVE.
An individual cannot submit a court judgment to the credit reporting agencies; however the County will report the judgment to the bureaus only by using the complete name and address of the defendant.
Yes, you must send the judgment to all three credit reporting agencies, Trans Union, Experian, and Equifax. You can get there addresses of line by searching "credit reporting agencies".
Your creditor should do it. If not, go to the credit reporting agencies and try a dispute. www.annualcreditreport.com This is free. No subscription tricks.
you can call your credit reporting agencies, you can also compare your three credit report from your credit reporting agencies this ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
Credit reporting agencies report your credit activities, such as paying bills on time, taking out a loan, etc. They keep track of this and make it available to anyone who requests it.
The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.
i get my credit report for three credit reporting agencies at ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.
reporting credit delinquenciesI am a landlord. My tenant is seriously in default of her lease and is in arrears in excess of $5,500. and refuses to pay. How can I report her to the credit agencies?-----------------You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.
According to the Federal Fair Credit Reporting Act,yes. Judgements stay on for only seven years. If your judgment is on your report,and it has been over seven years, you are legally entitled to dispute it. Do this with all credit reporting agencies. They can provide you with the details to dispute an item. It will then come off. According to the Federal Fair Credit Reporting Act,yes. Judgements stay on for only seven years. If your judgment is on your report,and it has been over seven years, you are legally entitled to dispute it. Do this with all credit reporting agencies. They can provide you with the details to dispute an item. It will then come off.
No. Lenders don't "have" to report to credit agencies at all. Credit reporting is totally voluntary. There is no law which requires or compels it. The Fair Credit Reporting Act states that IF information is reported, then it must be accurate. But there is no provision that insists on reporting.
This article has links at the bottom for to dispute a credit error for each of the 3 credit agencies. http://www.ehow.com/how_2250756_contact-credit-reporting-agencies-online.html
If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.