You'll just know! When you discuss it and think about living with him you will get excited and start planning how everything will look in the house/flat! If you spend all of your time with him and think about him when you are not with him then you will honestly just want to live with him. If your not ready in your heart i'd suggest thinking more about it because moving in with someone before you honestly feel ready in your heart can make the whole relationship change for the worse. If you are redy to move in with your boyfriend than use should factor in this few things, -do you really love each other -if all of the sudden your were pennyless would he still love you -are you ready -and most importantly are you comfortable moving in with this person
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