People who have very good or excellent credit scores are able to apply and qualify for credit cards that have better interest rates.
Chat with our AI personalities
A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.
Zero APR credit cards are a very popular choice for people trying to obtain a new credit card because they have 0% interest involved. What you spend is what you pay and that is all.
You can find information concerning credit cards with the best APR online at the Credit Cards website. Once on the page, click on "0% APR" in the left navigation menu.
Almost all major credit card companies offer 0 APR credit cards for a few months to a year for opening an initial account. These companies include Capital One and Citi.
There are numerous Citi credit cards, with the APR ranging from 0% to over 15%. Many of the cards offer the 0% rate as an introductory rate, after which the APR jumps to a much higher level. One should be cautious with these types of plans.