The most important factor in a credit score is paying one's bills on time. Any late payment lowers the credit score, but a higher ratio of on-time payments will raise it. Paying down some debt will also raise the ratio of available credit and raise the credit score.
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Keep them. This will raise your credit score. Having an active account that you do not use is an excellent way to raise your credit score.
It is so important to maintain a good credit score, and if you need to raise your score, there are a variety of ways to do so. Here are a few sites that can provide you with great advise for improving our credit score: http://articles.moneycentral.msn.com/Banking/YourCreditRating/weston-raise-your-credit-score-to-740.aspx http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx
A good way to raise your credit score, is to get a credit card with a limit on it, and only use about $10 a month on it, and pay it back immediately. This will help to raise your credit score gradually.
Credit counseling does not always work and may actually make your credit score worse. There are no quick fixes to raise credit scores and just pay your bills.
There are several things that one can do to raise their low credit score. These things include dispute credit report error, pay off a past due balance, avoid new credit card purchases, and make contact with creditors.