There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.
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No, you are not obligated to accept a credit card if you apply for one.
You can easily apply for a Credit One credit card on the official website of Credit One Bank. You can apply online and see if you're approved in under one minute.
One can apply for a Walmart credit card on their official website. walmart.com/cp/walmart-credit-card/632402 You could also apply in store.
There are many ways in which one would be able to apply for a cash-back credit card. One would be able to apply for a cash back credit card on sites such as "Credit Cards".
One can apply for a Capital One credit card in the UK by visiting the Capital One website. There is a choice of credit card type and one can personalise one's card.