No. They obtain the information they need to check your credit rating, when you fill out the application.
Yes & No. According to the FCRA, if you are applying for a loan, line of credit, credit card or employment, you credit can only be pulled with your written consent.
Credit Card companies, finance companies, etc., are allowed to pull you credit, but only if they send you an unsolicited offer in the mail containing a toll free phone number to permanantly take your name off of their list. These inquiries do not adversely affect your credit.
No...you need to call your credit card company and file a complaint.
You need the written permission of the person whose credit you wish to examine or an order from the court.
No. Several credit monitoring companies, including Dun & Bradstreet Credibility Corp., offer products that can give you access to another company's credit information for a fee.
You would need permission from that company, or from the photographer, depending on how their agreement was written. Approaching the company in writing is a good first step.
This is illegal, unless he had your written permission to do so. This is pure fraud and you need to discuss this with him ... NOW!!
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
No.
Yes - and no. They may pull partial credit reports if it is determined that you are a significant default risk or if you are going into default. Also, if you are working on a loan and the old bureau used to qualify you has expired, they do not need to seek permission to repull as they need to to complete the work you have already hired them to do.
No you don't. Simple oral permission will suffice.
Capital or credit.
Depends who you are writing about! If it's my Mum, then yes! You will need f*****g permission!!
No you don't, i do this but they now have permission to take £6.40 from the credit card payer's credit card.