Yes, Orchard bank does give credit cards to people with damaged credit. They are rated in the top 7 in the entire country and is a reliable way to prevent hidden fees on a credit card.
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The headquarters for Orchard Bank is located is Nevada. It does not have brick and mortar locations as it is a company that issues credit cards.
Different credit cards offer different interest rates. The percentage rate on an orchard bank credit card depends on the individual's credit background and the current stock market interests.
To obtain a credit card with poor credit, you will need to apply to companies that target people with poor credit. Some of those companies are: Orchard Bank, Capital One and First Premier Bank.
There are various companies that can provide credit cards for people with poor or no credit. Capital One and Orchard Bank offer a secure card. First Premier Bank offers 3 types of cards that are unsecured pending credit approval with a processing fee and up to a $300 credit limit. Applied Bank offers a Visa with "Easy Approval" with no security deposit required.
Orchard Bank offers several credit cards with variable APR ranging fro 14.90 - 19.90%. In addition to the variable rate cards the bank also offers a secured card with an APR of 7.90%. There is also a penalty rate of 24.90% associated with each of these cards.