For one to have a credit card, one must be of a legal age.
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You do not have to be a certain age, your parents choose what age you have to be.
If the age of adulthood is 18 then a half adult or a person halfway to adulthood would be 9.
To "turn" a certain age just means you have become that age.
You can do certain part time jobs from age 14 but in practice employers tend not to take on someone of that age.
An age distributing example would be: making a product or item intended to be used, bought, or sold to a certain age group.