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Credit the account for the within named payee without peg regulus?
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∙ 10y ago
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∙ 10y ago
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What is an open account listed on a credit report?
Open Account - account listed as "open" on your credit report are accounts that are open, includes all accounts that have been reported within the last 90 days.
How long does a collector have to report that a collection account has been closed and or settled?
Typically these types of actions can be seen on your credit within 30-60 days. There are no laws or rules that requires a credit reporter to immediately post "closed" or "settled" to an individuals credit. Most just report data to the credit bureaus once monthly.
What do you do if you have an overdue account?
Where an overdue account showing on your file has been paid but not updated, call the credit provider and request they contact the credit agency to make the correction. Your file will be updated within five days of the credit provider notifying them that the account is paid.Where an overdue account is showing that is not yours call the credit provider and give them the applicable reference number so they can investigate. If justified, the credit provider will then inform the credit file company and the incorrect data will be removed.In cases where you are disputing an overdue account with a credit provider, full details of the dispute can be forwarded to the credit agency they use. This action allows for the entry on the credit file to be marked 'disputed' until the matter is resolved.Sometimes you may have innocently forgotten to pay an account. Some people find themselves in the situation of finding out they have a default on their file from a phone connection that was in their name many years ago, and they have since moved out leaving the co-renters or new tenants with the phone connected. If they do not pay the account and the connection is still in your name; you are still responsible for the payment of the account.Many people find themselves short of money, and simply can not afford to pay the account, and then forget about it, and ignore the 'overdue' letters that come. You may be unaware that the creditor has listed a default against you, and when you next apply for a loan you may be declined because of it. The sooner you pay the default and have it listed as paid, the healthier your credit file will be.
If you dispute items on your credit report are they removed temporarily while they are being verified by the credit companies?
Disputed items are not removed from your credit report during the period of "verification". If you dispute an entry with a collection agency, they are supposed to notate the disputed account upon their next update. Updating the trade line without that notation constitutes continued collection activity and is a violation of law. There is no such obligation on the credit bureaus themselves. They simply must complete their verification within 30 days from receiving your dispute. If the reporting creditor verified the trade line within that time period, you are informed. If the reporting creditor fails to respond, or does not verify, the trade line is shielded from further reports.
What are the accounting journal entries to record a purchase of inventory on credit with payment terms and delivery terms of FOB shipping point?
xx inventory (debit) Account Payable (Credit) Purchased inventory, terms of 2/30 (2/30 means 2%off if you pay full amount in 30 days) When you pay within 30 days, record as follow: Account Payable (Debit) Purchase Discount (Credit) Cash (Credit) Paid with purchase discount, terms of 2/30 issued on xxx
What is an open account listed on a credit report?
Open Account - account listed as "open" on your credit report are accounts that are open, includes all accounts that have been reported within the last 90 days.
How Do I Pay My Equated Monthly Installments?
Usually it is a monthly direct debit from your bank account within the situation of loans as well as an interest debit for your Cash Credit account within the situation of Overdraft/CC facilities.
Can a collection agency report an account from the year the account was handed over to them?
No, this is called "re-aging" the debt, so that it stays within the statutes for collection and legal action within your state. Dispute this with the credit bureau, and of course, keep all account records for proof.
How can you modify MacHD files in Leopard without being an Admin?
With a standard account you can modify settings within your own account. You will not be able to make changes outside your account without an administrators password. Further restrictions limiting what you can do can be placed on your account by an administrator.
If you use a credit card to purchase something by mail and never receive it can you win a dispute on the credit card that you paid with?
In order to dispute any charges made to the account. The account holder needs to write a letter with the details of the transaction in question, within sixty days of the date the account was billed.
What happens if you have no activity in credit card?
Many credit card issuers will either close the account or reduce the amount of available credit if a card is not used once in a while. The preferred frequency of usage is often arbitrary. However, using a card occasionally and then paying it off right away--within a day or two--would usually avoid any interest and keep the account alive. If one already has an account, the available credit helps to improve one's credit score. Therefore, it is important to keep the account alive.
Setting Up An Online Credit Card Account?
Almost everyone owns a credit card and they may use it on a daily basis. But with this type of card comes the need to make payments on it regularly. You should set up an online account with your card company so that you can make your payments over the computer. This allows you the freedom of being able to get on with your life without the need to worry about lost mail or late checks. Most credit card companies make it easy for their customers to set up their very own online account within just a couple of minutes.
How can you improve your bad credit and buy jewelry on line?
The simple and easy way is to purchase your jewellery from a jeweler that offers a credit reference for you, when your account with the jeweler is in good standing. If you determine you would like a credit reference within 6 months set-up your account with the jewellery accordingly. Onlinejewellers.org offers a credit reference to both Canadian and Us clients. I hope this helps.
How can you increase your credit score quickly?
Pay your credit cards down at least 50% off the credit limit. Example: Discover card with a credit limit of $1,000.00 and you maxed this out. Pay $500.00 on this account = 50% of the credit limit. This will increase your score within the 30 days of this transaction. Make sure that you do not pay off an account in full and close it. This will hurt your more then help you. Settle and collection accounts that you might have.
If you owe money to collections and you pay it can you get these items removed from your credit report?
It is always a good policy to attempt this. But whether or not you succeed in getting a paid collection account removed from your credit report is totally within the discretion of the creditor. There is no law that requires or compels credit reporting. The Fair Credit Reporting Act states that IF an account is reported, then it must be correct. Therefore, collection agencies and creditors usually will tell a consumer that they "must" by law report the accurate nature of the account, which would be a paid collection, as opposed to removing the account.
If an account has been charged for a transaction but the merchandise has since been returned within how many days of receipt of the bill should a credit be received?
45
Is is better to close a credit card account or to leave it open once it is paid in full?
Closing an account will temporarily reflect negatively on the person's credit report. However, leaving an account open may result in being charged user fees,etc. Some ccc's waive fees if the card is used within a specified time. it might be a better choice to charge small purchases and pay the balance at the end of the month. The decision really depends on the terms of the account and the status of the account holder's credit history.
